21/04/2020

Private Health Insurance

read here what you can do about it. Every year the same game: At the beginning of the second half of the year, sometimes even earlier, the private health insurance companies (PKV) publish advertising post guarantees for tariffs and tariff combinations. Often, there is the impression that the one or the other insurer is stable under post. After all, he guarantees anything. ", so David Hamill, specialist broker for private health insurance, pensions and disability." In practice, this is however often very different. Basically, the contribution is calculated so that it remains constant over the entire period in private health insurance.

", says Sven Hennig. Nevertheless, there could be any premium adjustments due to external factors. The insurance broker next: Increasing life expectancy, increased expenditures for medical expenses and medicines or health changes such as the introduction of the basic tariff in the PKV regularly lead to adjustments Health insurance contributions. "This also an increase in the equity (deductible) is possible in addition to the classic adaptation of the posts. This is often forgotten. So, a combination of post adjustment and increase the deductible may be possible. Terminate prematurely because a contribution increase to the House flapping, shouldn't you. ", Sven advises Hennig."In practice, I already experienced cases where customers through a hasty and ill-considered change of the frying pan into the fire came.

", tells the active specialist broker for over twelve years. Often prospects would be affect by lurid comparisons and cheap premiums. Yet, a good coverage with comprehensive services, solid pricing and reasonable contribution adjustment must have a price to pay. On his Internet portal at... / bap/specialist broker Sven collects Hennig current adjustments to the car and published contribution increases in the new and existing business according to availability. Recommendations for action at premium adjustments all those who are angry about premium adjustments in their private health insurance, Sven recommends Hennig following steps: 1. check whether the insured benefits comply with the own expectations. Criteria and matching questionnaire can be found..kriterienfragebogen.pdf under. 2. check whether the insured deductible is still adequate. Independent a detailed examination in terms of an increase is advisable, as this group of people completely even paying the contribution. 3. any change of tariffs within or outside the insurance company check. Keep always services and pricing of the new tariff in the eye. Specialized consultants to help basically, each insured for themselves can answer the above questions. Nevertheless, Sven Hennig recommends the help of a specialized insurance consultant to take advantage: insured persons when selecting targeted for references, experiences and the Vita of the consultant can ask and check its status. The sides of the central register of intermediaries under vermittlerregister.info help quickly and easily."

Apr 21, 2020 8:18:05 PM

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